About Us
More Than Finance,
A Journey of Empowerment
Since 2010, we’ve been dedicated to delivering exceptional service and empowering communities.
People’s Micro-Commerce Ltd (PML), a fully owned subsidiary of People’s Leasing & Finance PLC, is a leading microfinance service provider dedicated to serving underserved urban and rural communities beyond the reach of traditional banking institutions. In addition to offering tailored financial solutions, we provide comprehensive non-financial support, including skill development, business advisory services, and community empowerment programs, all designed to enable our clients to achieve sustainable growth and long-term success.
Our Products
What We’re Offering
Vehicle Loan
Finance your new vehicle, upgrade an existing one, or get cash by refinancing your own. This loan supports multiple vehicle categories.
Diriya Loan
Fast and easy emergency loan secured by your vehicle’s CR. Quick approvals and minimal paperwork when you need it most.
Business Loan
Support for starting, expanding, or strengthening small businesses. Tailored funding solutions for entrepreneurs with big ambitions.
Diriya Kantha
Empowering women through accessible financing to start or grow their businesses. Designed to support female entrepreneurs with flexible terms.
Island-wide Branch Network
Our extensive island-wide branch network ensures that People’s Micro-Commerce services are accessible to communities across both urban and rural areas.
Well Experienced Management
Our experienced management team brings expertise and dedication, ensuring People’s Micro-Commerce delivers reliable and client-focused financial solutions.
Well Developed IT System
Our well-developed IT system ensures secure, efficient, and seamless delivery of financial services, enhancing convenience and accessibility for our clients.
Our Values
Commitment
Trustworthy
Accountability
Loyalty
Honesty
Efficiency
Confidentiality
Reliability
Promotions
Successful Completion of the Awareness Program on the Microfinance and Credit Regulatory Authority Act No. 9 of 2026
The special awareness program organized by People’s Micro-Commerce Ltd (PML), in collaboration with the Lanka Microfinance Practitioners’ Association (LMFPA), was
Empowering Women Through Skills Development
PML Embilipitiya Branch extended its financial and resource contribution towards the successful conduct of the dairy products manufacturing training program
Creating Opportunities for a Better Tomorrow
PML Digana branch was proud to providing the necessary assistance to extend resource support to the training program of Areca
CALCULATE YOUR RATE
Estimate your monthly payment
Use our loan calculator to estimate your monthly installments easily. Plan your finances with confidence and find the loan option that fits your needs.
Tender and Auction
Explore current tenders and auctions to discover valuable opportunities. Participate with confidence through our transparent and efficient processes.
Our latest news
Successful Completion of the Awareness Program on the Microfinance and Credit Regulatory Authority Act No. 9 of 2026
The special awareness program organized by People’s Micro-Commerce Ltd (PML), in collaboration with the Lanka Microfinance Practitioners’ Association (LMFPA), was
Empowering Women Through Skills Development
PML Embilipitiya Branch extended its financial and resource contribution towards the successful conduct of the dairy products manufacturing training program
Creating Opportunities for a Better Tomorrow
PML Digana branch was proud to providing the necessary assistance to extend resource support to the training program of Areca
Our Testimonials
What Our Clients Talk About Us
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Sample Company
